Sharp Saver

Only Available to City of San Diego Employees excluding Local 145

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If you’re looking to have a safe amount of coverage, but not break the bank, the Sharp Saver plan is right for you. Here are the things to know about the Saver plan:

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• The lowest monthly premiums of SDPEBA’s health plans 

• A fair out-of-pocket maximum 

• A restrictive network  

• Limited coverage outside of San Diego 

• A deductible on outpatient services, hospitalization, emergency/urgent care, and more.

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The main limiting factor for the Sharp Saver plan is the network. This version of the Sharp plan is part of the Premier Network. That basically means that there is little to no coverage outside of San Diego County except in the case of emergencies. The other issue is the deductible. This means you’ll have to pay $1,000 in care before your benefits fully kick in.

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But that doesn’t mean this plan is terrible. Compared to other plans around this price point, Sharp Saver offers greater coverage and a larger network. We just suggest you do your homework before you sign up for this plan!

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For a full list, check out the summary of benefits linked here, note that anything marked with a 7 is a service where the deductible applies.

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To serve City employees, Sharp Health Plan has created the Sharp Hotline and website. You can speak with a Sharp representative by calling (888) 840-4747, Monday through Friday 8am and 6pm, or by visiting us online at www.SharpHealthPlan.com/sdpeba