Dental Insurance

SDPEBA offers two dental plans, an HMO and a PPO plan. We think both plans are excellent, but they offer different levels of coverage and rates. The main difference between a PPO and HMO plan is the way you seek care. With an HMO plan, you pick/are assigned a dentist who is the only person you can see for full coverage (you are able to change the dentist once a month). The PPO plan offers more flexibility and allows you to choose from any in-network dentist.

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The HMO plan has a lower monthly premium but the PPO plan has lower copays/coinsurance making paying for care more affordable. Additionally, the PPO has a maximum annual benefit, meaning it only covers you for up to $2,250 a year.

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To learn more about each plan, we suggest you look at the pages linked below!